The 11th-Hour Retirement Plan by Dana Nutt - Book Cover
New Book - Coming Soon

The 11th-Hour
Retirement Plan

How To Catch Up In 10 Years or Less

At 41, Dana Nutt had $600 a week, zero savings, and no plan. Ten years later he was a millionaire. This book is the exact blueprint - real deals, real numbers, real mistakes - for anyone who's behind on retirement and ready to do something about it.

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200+ Deals ◆ 66 Properties at Peak ◆ $0 to Millionaire in 10 Years ◆ Now Retired on Rental Income

The Uncomfortable Truth

You're not lazy.
You were never taught how money works.

You did what they told you: showed up, worked hard, put a little in the 401(k). And now you're staring at a retirement account that wouldn't last three years and a Social Security check that won't cover the mortgage.

Dana was in the exact same place at 40. A construction worker earning $600 a week with an IRA that was going nowhere. No financial education. No family money. No connections. Just a hammer, a truck, and a growing sense that the formula he'd been handed was broken.

What happened next is now a 14-chapter playbook - and it's the book he wishes someone had handed him 25 years ago.

$0
Savings at age 41
$7,500
His very first deal
$32K
Monthly rental income at peak
Retired
On his own terms at 68

Inside the Book

This isn't theory.
It's 25 years of proof on paper.

The $7,500 Starting Point

How Dana's first deal - ten acres of land in rural Michigan - returned 100% in 12 months and why small-town markets are the most overlooked opportunity in real estate.

Buy Property When You're Broke

Land contracts, lease-options, seller financing, trade-for-equity, and every creative deal structure Dana used to build a portfolio without bank loans or cash reserves.

The 65% Rule

The single math formula that protected Dana on every deal for 25 years - even when bats were in the walls, the well was contaminated, and the flip wouldn't sell.

Your Skills Pay Double

Why tradespeople have a massive advantage over every other investor in the market - and how to turn a hammer and a pickup truck into six-figure equity gains.

The Kitchen Table Conversation

How to get your spouse on the same page before you make your first offer - the talk Dana wishes he'd had 20 years earlier, and the one that changed everything with Amy.

Real Numbers, Not Projections

Dana's actual portfolio math: what he bought, what he paid, what he collected in rent, what he sold for, and exactly how the snowball rolled from $0 to retired.

"The only thing standing between where you are and where you want to be is the decision to start."

- Dana Nutt

About the Author

A kid with a shovel and three feet of raccoon dung on the floor.

Dana Nutt grew up in a one-room schoolhouse in northern Michigan. No electricity. No running water. No plumbing. His family heated the place with a potbelly stove and covered the cracks with plastic sheeting and cardboard.

He barely graduated high school, went straight to work swinging a hammer, and spent two decades building a construction company that kept him busy but never built wealth. At 41, he had no savings, no investments, and no plan.

Then he bought a piece of land for $7,500 - and everything changed. Over the next decade, Dana built a portfolio of 66 properties and five businesses, went from zero to a net worth over a million dollars, and eventually retired on rental income. He and his wife Amy now travel when they want, work only on what they choose, and answer to nobody.

1998
First deal at 41 - 10 acres for $7,500
2008
Net worth crosses $1 million
2020
66 properties, 5 businesses, $32K/mo
Today
Retired - on his terms

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